Richfield Bloomington Credit Union

Loan Rates
Loan rates effective as of July 2, 2010 and subject to change.

Vehicle Loans
Model Year	Term of Loan	Annual Percentage Rate
Model Year	Term of Loan	Regular	With AutoPay⁽¹⁾	With AutoPay⁽¹⁾ & RBCU Checking
2005-2010	Up to 36	5.25%	4.75%	4.50%
2005-2010	37 to 48	5.25%	4.75%	4.50%
2005-2010	49 to 60	5.25%	4.75%	4.50%
2005-2010	61 to 72	5.75%	5.25%	5.00%
2004 and older	Up to 36	6.75%	6.25%	6.00%
Recreational Vehicle Loans (Motorcycles, Boats, Snowmobiles, and RVs)
Model Year	Term of Loan	Annual Percentage Rate
Model Year	Term of Loan	Regular	With AutoPay⁽¹⁾	With AutoPay⁽¹⁾ & RBCU Checking
2005-2010	Up to 36	6.00%	5.50%	5.25%
2005-2010	37 to 48	6.50%	6.00%	5.75%
2005-2010	49 to 60	6.50%	6.00%	5.75%
2004 and older	Up to 36	7.75%	7.25%	7.00%
At NADA loan value or less. Regular lending qualifications apply. Please contact an RBCU loan representative for your specific needs and for variances from the above terms.
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Personal Loans
Loan Type		Annual Percentage Rate
Loan Type		Regular		With AutoPay⁽¹⁾
Personal Loan		12.00%		11.50%
Share Secured Loan		3.50%		3.50%
Certificate Secured Loan		2.5% Above Rate on Certificate Used as Collateral
SafetyLine (Overdraft Protection)		15.00%
RBCU Platinum Visa Card		9.90%
RBCU Classic Visa Card		12.99%
Mortgage Loans

Visit the RBCU Mortgage Center for all mortgage loan rates, as well as a wealth of informational articles, and online mortgage loan applications!

Small Business Owners
RBCU offers Business Loans tailored to meet your specific needs! Loans are available for Equipment, Vehicles, Building Acquisitions, or Working Capital.
Please contact RBCU's Call Center at (612)798-7100 or Toll Free at (800)967-7228 for more information
Notes: (1) AutoPay takes your payment from an RBCU account or from your payroll at qualifying employers.
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