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 For many of us, the difficulty these days isn’t a lack of credit. On the contrary, it is having too much credit. Every week, it seems as if dozens of credit card offers fill our mailboxes. Some have great rates and some have great rewards. Some are accepted worldwide and some are just for the clothing store down the road. There are literally thousands upon thousands of different credit cards available.
For the most part, this is a good thing. After all, the vast majority of Americans don’t have the riches necessary to pay cash up front for every purchase. Credit cards give us convenient spending freedom. But of course, too much of a good thing can get people in trouble. The average balance
on an open credit card account in America is many thousands of dollars!
Unfortunately, more and more of us find ourselves carrying higher outstanding balances than we ever anticipated. This can create an endless trap of debt where the most we can afford to pay on each of our different cards is the minimum monthly payment. Considering that many of today's cards have annual percentage rates of 18% or more, this cycle of debt is both frightening and devastating.
Take Back Control! |
RBCU Credit Card Consolidation Loan
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5-Year fixed rate loan |
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Break the debt cycle!
With a credit card consolidation loan from RBCU, all of a member’s credit card balances can be combined into a
single
5-year fixed rate loan with an APR of 11.50%*.
One payment per month and one low fixed rate you
can rely on. For many of our members, an RBCU credit
card consolidation loan is the first step toward a balanced budget. This loan might just be the most life-changing financial help you ever receive and that is exactly
why RBCU exists.
Call or stop by to talk to one of our Member Service Representatives about the incredible power of consolidating debt. Take control of your financial life and change your life for the better.
* APR is Annual Percentage Rate. Monthly payment approximately $21.91 per $1,000 on a
5-year term. Program subject to change. Not all applicants will qualify. |
