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Another summer is here and it seems everyone is
spending as much time outside as possible. For
many of us, summer is the perfect time to purchase a reliable vehicle for long vacations or
just trips around the metro area. When one
considers today’s gas prices, it is no wonder that
many members’ newest vehicle turns out to be a
motorcycle, scooter, or small car. Of course, our
state is a sportsman’s paradise and we see our
share of boats, trucks to haul those boats, and RVs
too. Whatever your vehicle needs, I’d like to
remind you that RBCU auto loan rates are still
among some of the lowest in history.
These low auto loan rates are great if you’re buying a new car this year, but can also be the perfect opportunity for those of you that have
decided (for whatever reason) to keep a currently
owned vehicle longer than you originally planned.
How? Refinancing. No matter where you
originally got your auto loan, take a look at refinancing it through RBCU. It may be possible
to extend your loan term out another year or two
and in the process, lower your monthly payments.
I know how a budget can suffer trying to keep the
gas tank full these days. Lowering your monthly
payment with an auto loan refinance may go a
long way in reducing the pain at the pump.
I’d also like to remind everyone that the credit
union offers loans for far more than automobiles.
Are you planning a summer or early fall 2008
wedding or vacation? Do you need to get a new
computer for yourself or your family? Or maybe
you had another big purchase in mind and are
finding it difficult to come up with the necessary
funds? Then consider RBCU personal, share
secured, or certificate secured loans. Any one of
these loans could be the perfect tool for you to get
the money you need to realize your goals. If
you’re interested, I urge you to contact any one of
our Member Service Representatives to talk over
your options.
This summer is a special one for Richfield
Bloomington Credit Union for another reason: it
is the last summer we will only have 2 offices. We
continue to move forward with our plans to build
a new RBCU headquarters building at 95th &
Lyndale in Bloomington. It has long been the
strategic plan of the credit union to grow our
presence in the communities we serve. An
exhaustive marketplace study conducted a few
years ago helped us understand that the newest planned location in Bloomington was perfect for
us. If all goes well, the new building construction
will soon be followed by physical
improvements/upgrades our two current offices.
As president of your credit union, I want you to
know that I am doing my best to clearly
communicate these details because I am fully
aware of how fast news travels in the tight-knit
communities we serve. After all, friends and
neighbors talk with each other quite a bit, and
your credit union is overflowing with friends and
neighbors. By offering you updates of our
progress and our plans, I hope to head off any
rumors or misinformation. I assure you, if you
have heard that we are getting rid of either of our
current offices in favor of this new building, you’ve been misinformed. Our plan is that by
summer of 2009, members will have three (3)
RBCU “brick-and-mortar” locations in which to
do their business.
Thank you for your membership. Have a safe and
enjoyable summer and please be sure to let the
RBCU staff know if we can help you in any way
with your financial life. Answering your
questions, helping to match you with the perfect
loan or savings account, providing you with
reliable financial counseling partners; these are all
ways that we’re here to serve you. |
